I’ve partnered with theNightOwlMama.com and Stuckathomemom.com as well Afropolitianmom.com and several other amazing bloggers to bring you this Fabulous $300 Gift Card Giveaway sponsored by H&R Block.
Details on the H&R Block Emerald Advance line of credit
H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
- All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)
- You don’t already need to be an H&R Block client to apply
- The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!
disclosure-Night owl mama has asked me to join in the promotion for $300 Gift card Giveaway sponsored by H&R Block. No compensation was received. The prize was provided and may be shipped to the winner by H&R Block, but all opinions at the top expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random. If you have any questions please ask Night Owl Mama. Thank you!
To learn more about H&R Block Emerald Advance line of credit and/or to make an appointment in order to apply in a participating H&R Block office from November 25 to January 15, 2013. please visit H&R Block Emerald Advance.
David Carlson says
I learned that there is an H&R Block office right down the road from me.
Julie Simpson says
MasterCard was my parents card of choice. I’m on social security so I java a prepaid to pay bills online .
spiffikins says
I watch for sales, and stock up on staples when they are cheap.
Victoria says
My technique is to set a budget and abide by it very rigidly. To make the most of it I try to use sales combined with coupons. I also try to start shopping really early if /i can so there’s not too many expenses all at once
Lin Gorenkoff says
I learned that you can use the Emerald line of credit year-round.
Lin Gorenkoff says
I save money by always using coupon codes when shopping online.
Cynthia C says
Start early and make hand made gifts to be personal and economical.
Rebecca Parsons says
Budget a certain amount for each person and stick with it.
tammy shelton says
I try my best to win Giftcards to use at Christmas time.
Jo says
you can get credit year round
Ruby Yoshi says
I learned that there is $45 Annual Fee
kortney nelson says
Coupon match ups from all the wonderful blogs out there <3
laurie nykaza says
shop sales year round thats what we do
Dawn Ganey says
buy it all for $20 a month ahead, sales, clearance.
Mary Withrow says
MommaT and Family does not show on the facebook likes?
Mary Withrow says
I learned you still can earn rewards with it!
Denise Taylor-Dennis says
You can save money by setting a budget.
Kimberly says
I learned that Emerald is a $1000 line of credit that can be used for emergencies!!
laurie nykaza says
I shop year round for great deals for the holiday gifts I have to buy
David Haug says
I walk rather than drive whenever possible.
Mandala says
I save by using coupons and selling stuff I don’t need on eBay
Mandala says
Learned that If approved, you are eligible to maintain your line of credit year-round
Stacy says
Another tip I have is to shop year-round. You can start after Christmas at the after Christmas sales. Just keep note of everyone’s likes, then keep your list updated with sizes and taste changes. Then you aren’t spending so much at once.
Stacy says
One tip I have for saving money is to load money onto a gift card or prepaid debit card and only spend that money.
Stacy says
I learned that the Emerald Advance card is available beginning November 28th.
Denise Taylor-Dennis says
Look at the store ads to find the best prices on gifts you want to buy.
Carla S says
I always match coupons with sales.
Denise Taylor-Dennis says
Doing a family gift exchange can save money over buying a gift for everyone.
Denise Taylor-Dennis says
My savings tip is to comparison shop.
Jenn@born2impress says
They offer unbiased assistance is available from H&R Block at no additional cost to make your life easier.
Denise Taylor-Dennis says
My tip for holiday shopping is to set a spending budget.
Denise Taylor-Dennis says
I save money by using coupons whenever possible.
Lynn says
I also use coupons while shopping. A great way to stay updated is subscribing to retail stores email lists to plan the best times to shop.
Lynn says
I love using the Amazon lightening deals to get great gifts at low prices
Lynn says
I learned you can pay down your credit card with your tax refund~ very cool!
Jill A. Collins says
I use Swagbucks to build up gift cards that I can use on Cyber Monday.
Jill A. Collins says
I think it’s pretty cool that they offer a program where you can have access to credit year-round for emergencies.
Natalie U says
I love that you can put your tax refund to the loan amount to pay it off or down
Sue Hull says
When stuff is on sale I stock up on it so I have it for the holidays. Coupons are always helpful too.
Sue Hull says
I use coupons and freebie coupons. When I grocery shop at safeway I always save 30-40% on my trip.
Sue Hull says
There’s a $45 fee. I also didn’t know H & R Block could manage your health. With healthcare so confusing to some people it’s nice they can help explain that. Thank you 🙂
Jennifer H says
Shop Black Friday deals by planning ahead and having a schedule.
Jennifer H says
By couponing I save roughly 50% on my average grocery bill.
Jennifer H says
There’s a $45 annual fee
Denise Taylor-Dennis says
Save up prize you win for Christmas presents.
Holly Thomas says
You can use the Emerald Advance year round.
Laura Lanza says
I have the money come right out of my check – never see it – never miss it.
Laura Lanza says
The line of credit can be used year round.
Robin Abrams says
I save by using coupons.
Robin Abrams says
I learned there is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000
lisa lo says
MamaTandFamily ??????? No FB page just a youtube page of a comedian.
(on like facebook pages)
lisa lo says
I like their What will your refund be? (Tax Calculator) webpage which also has a W-4 Calculator and more goodies to help with your taxes.
Denise Taylor-Dennis says
You can save money on food by using coupons.
Cheryl F. says
I learned that there is a “36% Annual Percentage Rate (APR)”.